Retirement Planning

Whether you’re looking for a straightforward Personal Pension or want to be in control of your own self- administered pension, we will help you put together a retirement plan that will enable you to build the maximum fund possible and will reduce your tax liability. We will select the best retirement plan for you and monitor it to ensure it continues meets your risk profile, needs and objectives.

There are plenty of options for you to choose from and we are here to assist you in making the right decision. We specialise in both Pre and Post Retirement planning for Business owners, Self Employed Individuals, Executives and Employees. Retirement planning is one of the most important aspects of Financial Planning, because of the complexity and constantly changing rules, the input of a professional and independent adviser is essential.

The key elements of effective retirement planning include:

  • Retirement Goal Setting

  • Ensure the Maximisation of Tax- Relief

  • Developing an appropriate investment strategy suitable to your risk profile & age

  • Post Retirement Options – Annuities or Approved Retirement Fund/ Approved Minimum Retirement Funds

Pre-Retirement we advise on the following areas:

  • Executive Pension Plans

  • Personal Pension Plan

  • Self-Administered Pension Schemes

  • Personal Retirement Bonds/Buy-out Bonds

  • Personal Retirement Savings Account (PRSA)

  • Pension Consolidation

  • Pension Transfers

Post-Retirement we advise on the following areas:

  • Approved Retirement Fund (ARF)

  • Approved Minimum Retirement Fund (AMRF)

  • Tax free lump sum

  • Annuity

  • Succession Planning